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Global Pinoy

New Generation Must Learn from WWII Veterans

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Edgardo comes from a Filipino family with military background. Most of his relatives served in the military forces of the United States either in the air force or in the navy.  He applied to join the US Navy in 1989 through the Philippine Enlistment Program at Subic Bay. When he was accepted, he felt that the door of opportunity opened for him and immediately left the Philippines in 1990 to go to the Recruit Training Center in San Diego.

It did not take long for Edgardo to be in active duty. In 1991, he was deployed to the Persian Gulf War. He returned safe after a few months and was assigned to different US bases until March 2003. During the Bush administration, Edgardo was deployed in Iraq. His war experience in Iraq was very challenging. He witnessed many of his colleagues suffered the atrocities of war and there were casualties in his unit. Edgardo survived and returned to San Diego after six months to be reunited with his spouse and child.

During Edgardo’s deployment in the Persian Gulf and Iraq, he was not in possession of a green card. All he had was his US military identification card. Realizing that there were a significant number of noncitizens serving the US military, the rules on citizenship were amended by then President Bush to give priority to members of the military.

Edgardo finally applied for US citizenship without first becoming a green card holder. He was recently naturalized to become a US citizen and was again deployed abroad. This time he is fighting the war in Afghanistan.

Filipinos As Second Largest Group

According to a study conducted by the Migration Policy Institute, there are about 87,000 immigrants from the Philippines who have served in the armed forces of the United States. The study shows that about 12,000 Filipino immigrants were in active duty in 2008; and, that there are about 75,000 veterans of the US Armed Forces. The Filipinos were determined to be the second largest group among the 650,000 foreign born veterans next to the Mexican nationals.

The history of the enlistment of Filipinos to the US military goes back to 1901 when more than 500 Filipinos registered to be part of the US Navy. Recruitment of Filipino men during World War I and II increased their numbers.

From 1947 to 1989, the US Philippine Military Bases Agreement included a provision allowing for the enlistment of Filipinos through the US Navy Philippine Enlistment Program. Thousands of Filipinos were able to migrate as US soldiers and most of the second and third generation Filipino-Americans are related to someone who was a veteran. There are currently still about 25,000 Filipino immigrants in active military service since 2001.

Naturalization of Non Citizens in the Military

Section 329 of the Immigration and Nationality Act (INA) provides an opportunity for naturalization to those who have served in the US Armed Forces.  Unlike veterans of other US wars, the Filipino World War II veterans were not allowed to be naturalized until 1990.

Generally, enlistment in the US military is limited to US nationals and green card holders. The exception is if the government determines that enlistment of non-citizens or non-green cardholders is vital to the national interest or is based on a treaty like the US-RP Military Bases Agreement.

Military Accessions Vital to the National Interest (MAVNI)

On February 2, 2009 the US Army implemented a Department of Defense enlistment pilot program called the Military Accessions Vital to the National Interest (MAVNI).

Under MAVNI, non green card holders or non citizens may enlist if they are legally present in the United States in E,F,H,I,J,K,L,M,O,P,Q,R,S,T,TC,TD,TN, U or V status, or are in the US as refugee or asylee.

Persons who enlist under MAVNI can obtain US citizenship without first applying for green card.

Learning from WWII Veterans

There are now varying incentives for immigrants to enlist in the US Army. Joining the US military now for immigrants may be by choice. But during World War II, most of the Filipino men were conscripted to the US military by order of then President Roosevelt. The Filipino World War II veterans remained loyal soldiers courageously fighting and sacrificing in the name of freedom and democracy. Unfortunately, their sacrifices and heroic deed were left unacknowledged for a long time and there are still thousands of war veterans who are denied their just recognition. The new generation of Filipino war veterans should learn from the experience of World War II veterans and advocate for better treatment by the US government based on what they justly deserve. Remember Bataan.

(Tancinco may be reached at law@tancinco.com or at 887 7177)

Categories
Updates

USCIS Continues to Accept FY 2011 H-1B Petitions

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USCIS announced earlier this week that it will continue to accept
petitions for H-1B visas that are subject to the Fiscal Year 2011 H-1B
Annual Cap. USCIS will accept enough petitions to ensure it is able to
reach the 65,000 general H-1B cap and the 20,000 cap reserved for
individuals with U.S. master’s degrees or higher.

As of this
week, USCIS has received roughly 13,500 petitions counting toward the
general cap and about 5,600 petitions for individuals with U.S.
master’s degrees or above.

Please note that for cases that were filed during the first five-day
window of this year’s filing period (April 1-7), the 15-day premium
processing period began on April 7, 2010. The premium processing period
for cases filed after that date will begin on the date that the
petitions is received at the correct USCIS Service Center for
processing.

Categories
Updates

A New USCIS Naturalization Video Offers Detailed Information for Immigrants

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USCIS has developed a new informational video to share information
about the naturalization process. This video, called “The USCIS
Naturalization Interview and Test,” is 16 minutes long and offers an
overview of the entire naturalization process, including eligibility
requirements, how to apply for naturalization, steps to achieve
naturalization, an overview of the naturalization interview, details
about the English tests and details about the civics test. In addition,
the video provides two simulated interviews to give you examples of
what your interview may be like.

The video is an exceptional reference tool for those seeking an
overview of the naturalization process. It is available online at the
following URL: http://bit.ly/cwq71a

Categories
SideBar

Can I File For Bankruptcy And Keep My Home?

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A major concern for homeowners who are contemplating the filing of a bankruptcy petition is the question of whether or not they can keep their home in a Chapter 7 bankruptcy filing.

Debtors who consider the filing of a bankruptcy petition do so as they can no longer afford to continue paying all their debts. The major components of a typical debtor’s obligation would consist of the home mortgage, the car loan and the credit card bills.  In the past, the debtor may have been able to afford the monthly carrying cost of these obligations. However, with the economic downturn, many debtors have lost their jobs, suffered reduction in working hours, or, just have been unable to pay off their credit card balances monthly such that the balances have steadily increased and are now at levels that are unaffordable.

In many cases that I have encountered with financially troubled clients, the typical homeowner owns a home with has a negative or zero equity. The client would also have a car loan which is still unpaid; and, have credit card bills in the 5 or 6-figure range which has kept on increasing monthly due to interest and penalties accruing.  In these cases, the debtor may be able to afford paying for one or two of these debts (the home mortgage and the car loan, for example) but would not have enough earnings to be able to afford paying for the third obligation (credit card debts, for example).  Would the filing of a chapter 7 bankruptcy petition be a solution to this debtor’s problem?  

Many debtors are hesitant to consider bankruptcy as an alternative due to the concern that they will loose their home in a bankruptcy filing. This is not so. In a bankruptcy filing, the homeowner would have the option to keep the home. Hence, in a Chapter 7 filing as long as the homeowner has no equity (or the equity in the house is exempt) and the homeowner continues to keep making the monthly mortgage payments, the homeowner does not have to loose the home. In bankruptcy court, the homeowner can “affirm” the home loan obligation; and, as long he continues to make the monthly mortgage payments, the homeowner gets to keep the home.    

This is also the same with a debtor’s cars. Almost all of us need a vehicle to get to and from work. If a debtor decides to keep the car, he/she may likewise do so in a bankruptcy filing. Same as the home loan, the debtor may also “affirm” the car loan and continue making monthly payments and keep the car.

The credit card obligations, on the other hand, are a different matter. Debtor normally would not want to “affirm” these credit card obligations. Financially troubled debtors would normally want these credit card bills wiped out. Credit card obligations being an unsecured obligation, the debtor can have these debts discharged in a Chapter 7 bankruptcy filing. In fact, in the many clients I have encountered, most of them would have immediate financial relief as they are now able to continue paying their home mortgage and car loan obligations without the additional burden of also paying their credit card bills.  

Thus, a bankruptcy petition should be considered as a viable option for some homeowners who want to keep their homes.  A Chapter 7 bankruptcy petition gives them the flexibility to wipe out their unsecured obligations but still gives them the option to keep their homes.
 
(DISCLAIMER: material presented above is intended for informational purposes only. It is not intended as professional advice and should not be construed as such. Rey Tancinco is a partner at Tancinco Law Offices, a professional corporation with offices in San Francisco, Vallejo, and Manila. The law office website is at: tancinco.weareph.com/old.  Rey Tancinco can be contacted at (800) 999-9096 or (415) 397-0808 or via email at: attyrey@tancinco.com
 

Categories
Updates

USCIS Updates Two Adoption – Related Immigration Forms

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Earlier this week, USCIS announced that it had published new versions
of two immigration forms: Form I-600, the Petition to Classify Orphan
as an Immediate Relative and Form I-600A, the Application for Advance
Processing of Orphan Petition. The new date at the bottom of both of
these forms is 12/30/09; after 60 days, previous versions of the forms
will not be accepted.

From April 1, 2010 to June 2, 2010, USCIS will continue to accept
previous forms. However, after June 2, 2010, USCIS will only accept the
current versions of the forms. Petitions using older forms will be
rejected by USCIS. The rejected form, supporting evidence and filing
fees will be returned to the petitioner, along with a copy of the
current version of the form.

U.S. residents wishing to adopt a child from an international location
should continue to submit Forms I-600 and I-600A, along with all
supporting documentation and filing fees to the USCIS Dallas Lockbox
for initial processing.

U.S. residents living abroad may also submit their forms and
documentation to the USCIS Dallas Lockbox. Alternatively, they may file
their Form I-600A at the overseas USCIS office that has jurisdiction
over their overseas location of residence. They may file their Form
I-600 at the overseas U.S. Embassy, consulate or office with
jurisdiction to accept the petition; however, they must already have an
approved and valid Form I-600A and must be physically present at the
time of filing in the country of the adoptive child.

Categories
Global Pinoy

The Hope of New Life and Beginnings

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Alma is now suffering from a terminal illness. She was referred to hospice care to ease her pain. Her doctor gave her only two months to live as her cancer cells had spread all over her body.

There is still one wish that Alma wants to realize before she passes away. She wants to testify in immigration court to save her husband Romeo from being deported.  Alma and Romeo have been married for more than ten years. As a US citizen, Alma filed a petition for Romeo. Her petition was denied because Romeo engaged in fraud at the time he entered the US in 1998.

To remedy the fraud, Alma filed for a waiver a few years back. One of the many requirements is that extreme hardship on the part of the US citizen spouse must be demonstrated. When Alma was not stricken with the terminal illness, her only hardship was the effect of physical separation from her husband. This reason was not enough to grant a waiver based on existing immigration service regulations; hence, resulting in the denial of the application.

Now that Alma is terminally ill, she wants to go back and revisit the waiver application of Romeo. This time she is truly experiencing extreme hardship. She insists on her deathbed that she will provide testimony to the immigration judge to explain her extreme hardship. As soon as she is able to convince the judge of her extreme hardship, Romeo’s petition will hopefully be approved. Approval of the waiver means that Romeo may continue to stay in the US and be issued a green card.

Romeo has been depressed about his current immigration status. He is in deportation proceedings after the Immigration and Customs Enforcement (ICE) incarcerated him for 30 days. Seeing his wife everyday suffer the excruciating pain of cancer caused him to loose hope. His prayer is for a miracle to happen. He constantly prays for her wife to recover. Romeo’s deportation case became a secondary issue. He thinks that it is now more important for Alma to live longer and be healthy again.

No Ground for Hope

For many distressed immigrants facing deportation proceedings or those who are continuing to live in fear for being undocumented, their everyday lives are considered a constant struggle.  While many have gotten used to their situation, there are a quite a number who have lost hope.  In many instances, death of the petitioner after many years of waiting also results in death of their dream to live legally in the United States.

Generally, the death of the petitioner results in the death of the petition. Unless there is a strong humanitarian reason to reinstate a petition, the beneficiary of an approved petition loses the opportunity to become an immigrant. Last year, the exception to this rule was enacted in October 2009.  In limited circumstances involving widows of US citizens and children of US citizen petitioners, a petition may survive the death of the petition. Most of the time this exception does not apply. And in instances where it is not applicable to the petitioned relative, death results in the end of the American dream.

In the case of Alma, the suffering and pain she is experiencing is unfolding into something positive for his loved one. As soon as she is able to show her extreme hardship, Romeo will be able to have his waiver approved and green card issued. Ironically,  Alma’s suffering can be used to support Romeo’s new waiver application.

There are US citizen petitioners who are enduring pain to allow their loved ones the opportunity to obtain their legal residency before they actually pass away. I know of an elderly veteran who withstood the discomfort of cold winter weather and cramped living conditions in the US just to ensure that his petition for his children will not be affected. He did not want to return to the Philippines because according to him, he would rather stay in the US and wait for his children to migrate. As soon as his children arrived, this elderly veteran died. His dream for his children to migrate to the US was attained but not without sacrifices.

New Beginnings

More than 11 million undocumented immigrants in the United States are awaiting for the dawn of a new immigration law that will relieve them of their current situation.  They wish for the day that a legalization program is passed into law when they can finally come out of the shadows to become legal immigrants.

This Easter Day, we are reminded that there is hope which is symbolized by the resurrection of our Lord. He conquered death so that we may all live and maintain hope.

For those facing death or are agonizing in pain, we believe that these sufferings will pave the way for new beginnings. Alma’s hardship shall become a corridor for a renewed hope for Romeo. Immigrants who have been enduring so many sacrifices may soon experience relief.  With every death and suffering comes a hope of a new life and beginnings. This is our Christian belief and we should rejoice in spring’s rebirth and Christ’s resurrection.  A happy and blessed Easter!

(Tancinco may be reached at 887 7177 or at law@tancinco.com)

Categories
Updates

Greece Now Designated as Eligible to Participate in the Visa Waiver Program

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In early March, the Secretary of Homeland Security designated Greece as
eligible to participate in the Visa Waiver Program (VWP). The program
enables nationals of participating countries to visit the U.S. for
tourism or business for periods up to 90 days without needed to obtain
a visa. Nationals of VWP countries are required to meet certain
eligibility requirements to enter the U.S. under this program without a
visa and must have valid authorization through the Electronic System
for Travel Authorization (ESTA) before traveling. Additionally, these
travelers are screened at the port of entry in which they enter the
U.S. and are enrolled in the US-VISIT program.

Nationals of Greece that are eligible to participate in VWP can travel
to the U.S. without a visa beginning April 5, 2010. Greek travelers may
immediately apply for travel authorization under ESTA.

Countries designated as eligible for VWP include the following:
Andorra, Australia, Austria, Belgium, Brunei, Czech Republic, Denmark,
Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland,
Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta,
Monaco, the Netherlands, New Zealand, Norway, Portugal, Republic of
Korea, San Marino, Singapore, Slovak Republic, Slovenia, Spain, Sweden,
Switzerland, and the United Kingdom.

Categories
SideBar

Treasury’s New Mortgage Modification Program

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Last week (on March 26, 2010) the federal government announced a new program to help the unemployed and those who are already “underwater” with loans that are bigger than the value of their homes.  This expanded program of the federal government aims to better assist struggling homeowners who have been hit by the economic crisis. The main push of this expanded program is to address the decline in property values by requiring banks to consider reducing loan balances.

For homes that are underwater

Under this expanded program, the government is offering additional incentives for lenders to reduce the principal.  Reduction in principal is something that lenders have been very reluctant in doing.

In order to qualify, your home will need to be worth at least 15 percent less than the value of your first mortgage. Even if a homeowner’s mortgage has already been modified to lower the interest and monthly payments, the homeowner may still be eligible.

The homeowner has to live in the home, have a mortgage under $729,750 and have mortgage payments more than 31 percent of his gross monthly income, in order to qualify for this new program.

The principal reduction will take place in three equal amounts over the course of three years but only if the homeowner makes the mortgage payments on time.

For the unemployed

The help unemployed homeowners, lenders will be required to offer at least three, and up to six, months of reduced payments. During that period the unemployed homeowner will not have to pay more than 31 percent of his monthly income towards the mortgage.

To qualify for this program, the homeowner live in the home, and the mortgage balance has to be less than $729,750 with monthly payments that re more than 31 percent of the gross monthly income of all borrowers who signed the mortgage. If there are 2 borrowers in a household and one person works while the other is unemployed, they will not be eligible if the mortgage payment is less than 31 percent of the total household income.

To be eligible, the homeowner has to prove that he is receiving unemployment benefits and must ask for help within 90 days of any late payments. The reduced mortgage payments will revert to the regular amount once the homeowner gets a job before the three to six month period ends.

Lenders are given incentives by the federal government to participate in this expanded program but they are not required to do so. It is yet unclear if these incentives are enough to tempt lenders to participate; or, how many of them will do so. Some lenders may already have a program in place while the other programs may not begin until fall. Lenders are supposed to contact people who are eligible for help, but it is probably in the homeowner’s own interest to take the initiative to call their own lenders for updates.    

(DISCLAIMER: material presented above is intended for informational purposes only. It is not intended as professional advice and should not be construed as such. Rey Tancinco is a partner at Tancinco Law Offices, a professional corporation with offices in San Francisco, Vallejo, and Manila. The law office website is at: tancinco.weareph.com/old.  Rey Tancinco can be contacted at (800) 999-9096 or (415) 397-0808 or via email at: attyrey@tancinco.com

Categories
Global Pinoy

Economic Aid is Not Reward for Honorable Service

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The 90 year old war veteran who died on his way to getting his just reward is crying for justice from his grave. Mr. Fortunato Pacatang’s surviving children were denied the ability to inherit his lump sum benefit.

When President Barack Obama approved the $198 million appropriation last year for Filipino World War II veterans, many were elated and finally sighed “justice.” This amount was incorporated in the budget as part of the American Recovery and Reinvestment Package. It was part of the fund that was designed to “stimulate” the US economy.

For many advocates of Filipino veterans, this Filipino Veterans Equity Compensation fund of $198 million is a reward for the hard work and courage of our elderly veterans during the war.

If this is a “reward” for services rendered, why is it that not all veterans qualify for the benefit. How come Mr. Pacatang’s surviving heirs are not entitled to the ‘reward’ of the lump sum benefit?

Equity Bills Declined

When the Rescission Act of 1946 was enacted, the Filipino veterans who fought side by side with the American forces were divested of their status as a US war veteran. According to this 1946 legislation, the services of the Filipino World War II veterans during the war were not considered as “service for purposes of US VA benefits.”  Hundreds of thousands of Filipino veterans were adversely affected by this legislation. Despite the fact that they fought under the same war against a common enemy in defense of democracy, the Filipino veterans were considered as “second class veterans.”

In 1990 when Immigration and Nationality Act was amended to allow Filipino World War II veterans to become US citizens, their veterans’ benefits did not follow despite the fact that they were US citizens.

A legislation was needed to correct the injustice of the Rescission Act of 1946. Hence, beginning in 1993 bills were introduced in the US Congress to repeal the unjust provision of the 1946 Rescission Act. Various bills were introduced to classify the Filipinos as US veterans for purposes of VA benefits. The campaign to pass the Equity Bill was an uphill battle. Different legislators in Capitol Hill had different views about our greatest generation. Those who lived through World War II, like Senator Daniel Akaka and Senator Daniel Inouye of Hawaii, were supportive of the Filipino veterans cause. These supportive legislators maintain that Filipino veterans deserve to be treated equally as far as their US veterans. However, with a budget deficit resulting from the Bush Administration’s political and economic policy, an equity bill at the US Congress lost its chance to pass into law. Had this equity bill been passed into law, the Filipino veterans would have had their equal and just reward for their services.

As the administration changed, legislators supportive of the veterans cause came out with the proposition that instead of giving a monthly pension to the veterans, there would just be a one-time ”lump sum” payment to the Filipino veterans. This $198 million fund is known as the lump sum benefit or the Filipino Veterans Equity Compensation.

Lump Sum is Definitely a Compromise

A significant number of veterans benefited from this lump sum benefit. Approximately $150 million of the $198 million have already been disbursed to more than 12,000 Filipino veterans.  There are still pending approximately 14,585 veterans applications that are awaiting adjudication of their claims.

While this lump sum has already favored more than 12,000 veterans, the 8,713 that were denied and the remaining 14,585 awaiting their claims are now anxious on whether the will ever be able to receive their benefit under this FVEC.

It must be understood that since this is not an Equity legislation that attempted to correct the injustice emanating from the 1946 Rescission Act, this lump sum benefit has limited applicability and created further injustices especially to those brave veterans who passed away prior to the passage of the lump sum benefit.

Weeping Widows

Widows of Filipino veterans were the first group that cried “unfair” when they were told that they are not included in the lump sum benefits. These surviving spouses were married to true and legitimate veterans but were singled out to not receive any lump sum benefit.

Those who became widows after February 17, 2009 are still able to file for the lump sum benefit will still receive their husband’s lump sum check.

The difference between weeping widows and widows after the fact is that the latter’s veteran spouses survived the lump sum benefit. Death of the veteran before the enactment of the lump sum benefit became a ‘penalty’ for the weeping widows.

Surviving Children

One of the specific limitation in the provision of the legislation is that “only the surviving spouse” of the veteran may receive the lump sum check if the veteran passes away after filing the application. Children of the veterans are explicitly excluded from receiving the lump sum check.

This was what happened to the surviving children of the 90 year old veteran Mr. Fortunato Pacatang. His children are unable to claim any lump sum benefit from the deceased veteran who passed away while his claim was pending.

Survival of the Fittest

The case of Mr. Pacatang is reflective of the many cases of Filipino veterans and their families. The series of unfortunate event after his demise is a bitter disappointment for their surviving children who are forced to face their lamentable realities.

Last year, when the lump sum benefit was passed into law, we classified it as a “qualified” victory considering that it benefits certain veterans but does not have equal applicability to all who courageously served during World War II.  One year after its implementation, it has now become more obvious that this lump sum is not a reward for services but simply a financial aid only for “some” who are lucky to have lived the day of the passage of this law. Those veterans who did not survive the passage of the law were excluded.

The lump sum should not have been categorized as a veteran benefit but rather a contest for the “survival of the fittest”. The one who lives the longest with the spouse gets the prize. This lump sum is not about justice but simply an aid that is part of the stimulus package. The veterans deserve better.

(Tancinco may be reached at law@tancinco.com or at 887 7177)